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Should you wish to Cash Out, all you need to do is click on the Cash Out button located below your selection(s). If you choose to Cash Out your entire bet, this amount will be settled and the final result relating to your bet will have no impact on the amount returned to your account.
Withdrawal times for the official Bet365 card are instant, whereas for PayPal it should be processed within 24 hours. As well as this, if a user opts to withdraw through a credit/debit card, or through a bank transfer, well then this will take between 1-3 business days to be processed in my experience.